Homebuyer & structural surveys
As part of our commitment to making your house purchase as painless as possible, we can refer you to a suitable Property Surveyor.
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If you are buying a property and would like a more comprehensive survey, above and beyond the basic mortgage valuation, we can arrange this on your behalf for your peace of mind.
There are two kinds of surveyor’s report beyond the basic valuation:
1.The RICS Homebuyer Report
Choose this report if you would like more extensive information whilst buying or selling a conventional house, flat or bungalow, built from common building materials and in reasonable condition.
- The surveyor’s professional opinion on the ‘Market Value’ of the property;
- An insurance reinstatement figure for the property;
- A list of problems that the surveyor considers may affect the value of the property;
- Advice on repairs and ongoing maintenance;
- Issues that need to be investigated to prevent serious damage or dangerous conditions;
- Legal issues that need to be addressed before completing your conveyancing; and
- Information on location, local environment and the recorded energy efficiency (where available).
2. The building survey
Formerly called a structural survey, you could choose the building survey if you’re dealing with a large, older or run-down property, a building that is unusual or altered, or if you’re planning major works. It costs more than the other RICS reports because it gives detailed information about the structure and fabric of the property. It includes:
- A thorough inspection and detailed report on a wider range of issues;
- A description of visible defects and potential problems caused by hidden flaws;
- An outline of repair options and the likely consequences of inactivity; and
- Advice for your legal advisers and details of serious risks and dangerous conditions.
A building survey does not include a valuation, but your surveyor may be able to provide this as a separate extra service.
Surveys are referred to a third party. Morrison Ward Associates Ltd and Primis Mortgage Network are not responsible for the advice supplied by the third party, however MWA are confident that the firms we recommend are competent, pro-active and focused on providing a high level of service.
